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Why You Need Home Loan Approval Before Shopping for a Home?

April 25,2023 | Posted By Dinorah Carmenate in re
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In almost all my correspondence to you, I say “If you’re thinking of buying a home, call me, and let’s get you preapproved for a home loan.”

I wanted to share this article with you because it states the same exact thing.

When buyers and sellers come to me for advice on right-sizing their home, the first thing I do is gather their financial information to see what type of loan David, my husband and lender, can obtain for them.

Many times, my buyer may have some credit issues that I know if we make some minor changes, they can raise their fico scores to 700+, which always means they have more options for a better loan program and lower interest rates.

In fact, I recently sold a home to a first-time buyer whose credit scores were in the high 600s.  I advised them on a couple of minor, simple things they could do to get their scores over the 700 mark.  They did what I suggested and they were able to obtain a premium interest because their credit scores were over 700+ and today they are proud owners of a lovely home with a low-interest rate. 

If you are thinking of buying a home or right-sizing your home, call me, and let’s get your journey started so we can get you the best loan program and the lowest rate available.

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Source: CNBC


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